Www credit reports Lubbock

3 April 2006 What Will My Experian Credit Report Tell Me? These are the details you provide us with when you become a CreditExpert member. When you join CreditExpert, you give us basic information that lets us identify you and find our credit report when you ask for it.

If any of your details change, you can let us know by editing your profile. This section lists all the organisations that have contributed information to your credit report. Its a central source of contact details for you if you want to query anything or find out more. Do you want to contact anyone? This section shows the dates that your name was registered on the electoral roll and www credit reports Lubbock the addresses you were recorded at. How lenders use the electoral roll Lenders check whether you are registered to vote at your current address as aprecaution against fraud. free credit check online If they dont find you or youre registered at a different address, they may ask for further proof of identity or even turn you down. Are you on the electoral roll at your current address? Aliases are created when lenders tell us of other names you have been known by or when you tell us of www credit reports Lubbock other names you have used. Many people change their names when they marry or divorce.

Others simply dont like the name they were born with or are given a title.

This section lists your current and previous names here your aliases and allows you to find out who notified the name change. how to get your annual free credit report Are all your names recorded correctly? Financial associations show details of anyone you are financially connected to. Financial connections are created by joint accounts, joint applications, joint court judgments or from information you give to us. When you take out a joint credit account, such as a joint credit card, you create a financial link with the other applicant, who is then listed in your credit report as a financial associate.

Lenders may check the credit report of financial associates when you apply, because their financial circumstances could affect your ability to repay.

Is the www credit reports Lubbock list of your financial www credit reports Lubbock associates up to date? This section of your credit report contains details about court judgments, bankruptcies and individual voluntary arrangements. free trial credit report Your credit report contains information held on public records, such as court judgments for non-payment of debts, any bankruptcies or individual voluntary arrangements (IVAs).